Free Investment Calculator: Project Your Portfolio Growth

Visualize the power of compound interest with our advanced Investment Calculator. This tool helps you project the future growth of your portfolio by factoring in key details like **additional contributions**, **compounding frequency**, and crucial **contribution timing**. More importantly, it provides an **inflation-adjusted forecast** to give you a realistic estimate of your future purchasing power.

How to Use the Investment Growth Calculator

Whether you're a seasoned investor or just starting, our calculator makes it easy to forecast your returns:

1. Enter Your Investment & Timeline: Start with your initial investment amount and the number of years you plan to let it grow.
2. Define Your Contributions: Input any additional contributions you plan to make. Use the toggles to specify the frequency (monthly/annually) and the timing (at the beginning or end of each period).
3. Set Growth Assumptions: Provide your expected annual return rate, how often it compounds, and the expected rate of inflation for a more realistic projection.
4. Calculate: Instantly see a detailed projection of your investment's growth.

Understanding Your Investment Projection

• Value in Today's Dollars: This is your most important result. It shows the future value of your investment adjusted for inflation, giving you a clear idea of its real-world worth.
• End Balance (Future Value): The total projected value of your investment at the end of the term.
• Visual Chart: The colored bar shows the breakdown of your final balance, illustrating how much came from your principal versus your investment earnings.
• Total Principal vs. Total Earnings: See exactly how much of your final balance is from your own money and how much is from the growth of your investment. This highlights the impact of compounding.

Disclaimer: This calculator is for educational purposes. Investment returns are not guaranteed and past performance is not indicative of future results. This is not financial advice. Consult a professional financial advisor before making any investment decisions.